Kramer & Associates is a New Jersey based Asset Management and Collection Company. Our staff has over 30 years of expertise and experience and is comprised only of highly trained collectors to ensure all methods of collections are carried out strategically and thoroughly. Our philosophy is to treat our client’s customers as if they are our own by fulfilling collection as well as customer service needs with pride and professionalism.


Kramer & Associates has tailored and implemented a Compliance Program designed to ensure that the company’s policies and practices are in full compliance with the requirements of state and federal guidelines. The Compliance Management System (CMS) incorporates into business processes responsibilities for meeting legal requirements and internal policies, ensures responsibilities are carried out and legal requirements are met through frequent reviews. Our Compliance Management System is integrated into the framework of the company and applied to our entire product and service lifestyle.It is a part of each employee’s day to day responsibilities.


Our debt collection software program enables us to manage and optimize the entire collection process.  We utilize leading edge technologies which enable us to tailor any reports or remittances to our client’s specific needs and which can be adapted to meet any requirement.


Kramer & Associates believes that extraordinary service and proven results are the key to a successful partnership.



For immediate customer service, please contact info@kramercollects.com